Palazzo del Cinema

Every year, the most important regulators, market players and leaders in the NPL sector deliver key messages and opinions on the most up-to-date topics to the NPL Meeting audience.

For the Main Conference of the 2019 edition, we have gathered the main experts in NPL management and the sale and purchase of portfolios, as well as regulators and newcomers from the most dynamic financial markets.



Giorgio Bertinetti

Corporate Finance Professor
Ca' Foscari University of Venice
Giorgio S. Bertinetti is Full Professor of Corporate Finance at the Ca ’Foscari University of Venice, where he is Director of the “Risk, Sustainability and Company Performance Measurement Laboratory” and Coordinator of the Teaching Committee of the Master's Degree Course in Administration, Finance and Control. At the Ca’ Foscari University of Venice in the recent years he was: Director of the Department of Management (2009-2014); Member of the Academic Senate (2011-2014); Chairman of the Council of Department Directors (2011-2012). He is the author of numerous articles, essays and monographs edited by national and international editors. He is independent member of the Board of Directors of Banca Finanziaria Internazionale and other manufacturing and service companies. He is also co-founder of Akos finance consulting company and advisor in corporate finance and M&A. He worked, among other things, as consultant for the Electricity Equalization Fund and for Invitalia, the national agency for the attraction of investments and business development, a company whose sole shareholder is the Ministry of the Economy and Finance.

José Breña

Head of Non Core Asset Management
José Breña was born in Lima (Peru). He is married with two daughters. José graduated from Tufts University in the USA with a double major in Economics and Biology.  He began his professional career at Irving Trust Company (now Bank of NY), where he held positions in the Energy and Mineral Department and Project Finance Department.  He subsequently joined GE Capital in Stamford Ct. where he held multiple positions, including as the leader the GE Capital Structured Finance Group activities in Europe. In 2000, José joined TD Capital Communications Partners, opening their London Office and thereafter joined Royal Bank of Scotland as Deputy Head of Special Lending Services, RBS's restructuring business. In 2006, José joined NewSmith Financial Products LLP as a Partner.  He joined UniCredit, in 2008 when UniCredit acquired Newsmith Financial Products.  José has held multiple positions in UniCredit including Head of Group Special Credit, overseeing UniCredit's restructuring activities. Today, José is Head of Group Distressed Asset Solutions, responsible for development and execution of strategies regarding the sale of impaired assets and ventures to manage impaired assets under alternative structures.



Stefano Cappiello

Director General, Directorate “Legal Affairs – Banking and Financial System”
Italian Ministry of Economy and Finance
Stefano Cappiello is the Director General, Directorate “Legal Affairs – Banking and Financial System” at the Italian Ministry of Economy and Finance since January 2019. Previous positions include: Deputy Director of the Florence School of Banking and Finance at the European University Institute, Head of Unit at the Single Resolution Board (2015-2018) and at the European Banking Authority (2011-2014), Senior adviser at the Italian Finance Ministry (2008-2011), and senior officer at the Bank of Italy (1999-2008). He is qualified as associate professor of business law, and holds an LLM from the University of Chicago and a PhD from the University of Viterbo. He published widely on corporate, banking and financial law.

Michele Cermele

Head of Client Management and CEO of CCM S.p.A.
Mr Cermele has been with Cerved for 14 years, when Jupiter, a company he founded, was acquired by Cerved and renamed Credit Management and has served as CEO since 2010. He leads the credit servicing business for Banks and financial investors in Italy and Greece and oversees the operations of a credit collection platform staffed by over 1.000 people between lawyers, call center operators , field agents, and real estate specialists. Before joining Cerved Mr Cermele was a management consultant at McKinsey and country manager at MasterCard. He holds a PhD in Computer and Control Engineering at University of Rome and Duke University.

Luciano Colombini

Chief Executive Officer
Banca IFIS
Luciano Colombini began his professional career at Banco di Roma after graduating in Law. In 1984, he was hired by Banca Popolare di Vicenza where he held roles of increasing responsibility for over twenty years, until he was appointed General Manager in 2005. In October 2007, he left Banca Popolare di Vicenza. In the following years he held the role of General Manager in various banking institutions (Banca Popolare di Verona San Geminiano and San Prospero - Banca Popolare Group, Unipol Banca - Unipol Group, Banca Desio Group and Brianza) and in July 2016, he was appointed Chief Executive Officer of the Banca Finint Group. Since April 2019, he has been CEO of Banca IFIS S.p.A. and within the Group holds the positions of CEO of IFIS NPL S.p.A. and that of Chairman of the Board of Directors of FBS S.p.A.

Iacopo De Francisco

General Manager
Credito Fondiario
Iacopo De Francisco is General Manager of Credito Fondiario. With over 20 years of experience in consulting and financial sectors, Iacopo started his career at Credito Emiliano in 2000 where he was appointed Head of Retail Banking and Deputy General Manager. In 2002, he joined the strategic consulting firm McKinsey & Co. where he remained for 10 years, becoming partner of the firm. In 2012 Iacopo moved to Banca Popolare di Milano as Chief Commercial Officer, then, in 2015, he moved to Banca Popolare di Vicenza as Chief Business Officer and Deputy General Manager of the bank. He joined Credito Fondiario in April of 2017 as General Manager. Iacopo graduated with a degree in Management from Bocconi University, where he also obtained a PhD.

Francesco De Marco

Head of Workout Management
IFIS NPL Gruppo Banca IFIS
Part of Banca IFIS since 2012, as of September of this year he holds the role of Head of Workout management. De Marco began his career dealing with Non-Performing Portfolio Pricing, quickly taking on the role of NPL Operations Manager with the tasks of: Boarding of NPL portfolios and the refreshing of related data, assigning contracts to collection networks, internal call-center management and after-sales management. In 2016, he was given responsibility for Group Operations for back-office coordination of all business lines. He was then appointed Head of Operations for Capitalfin, a company operating in the CQS sector. With the creation of IFIS NPL, on 1 July 2018 he became Operations Manager of the new company as well. Before joining Banca IFIS, De Marco began his professional career at KPMG Advisory Italy in the Financial Risk Management team, then in Mediobanca in the Financial Market Support team, in both Milan and London, in deal validation, static data validation and P&L reporting.

Massimo Della Ragione

Managing Director
Co-head of Investment Banking in Italy
Goldman Sachs
Massimo is co-head of Investment Banking in Italy and the country coordinator for the Italian business. He joined Goldman Sachs as a managing director in 2006 and was named partner in 2010. Prior to joining the firm, Massimo was a managing director at J.P. Morgan in London from 1993 to 2006. From 1988 to 1993, he worked at Credito Italiano. Massimo has been a professor of investment banking at University Bocconi in Milan since 2010. He earned a bachelor’s degree from Università Bocconi in 1988.

Andrea Federico

Co-head of the Public Sector and Policy practice in EMEA
Oliver Wyman
Andrea Federico is a Partner at Oliver Wyman in Rome, co-head of the Public Sector and Policy practice in EMEA and acting as managing partner of Oliver Wyman - SPP a unit devoted to acting as trusted advisor to Financial Services Authorities globally. Since the inception of the global financial crisis Andrea has been assisting Authorities responding to their challenges around governance, financial stability and effectiveness, and efficiency of prudential and conduct supervision and resolution. Andrea's background is Economics, which was his speciality before joining Oliver Wyman (1998). Andrea is a long-standing member within the Italian chapter of the Aspen Institute. He graduated from the University of Rome La Sapienza completing a thesis on public finance.

Biagio Giacalone

Executive Director, Head of Department - Active Credit Portfolio Steering
Intesa Sanpaolo
In over 25 years of work experience, Biagio has consolidated a strong expertise in structured finance and capital markets activities. In this respect, he has been involved in several major transactions structured in the Italian market, including NPLs disposals. He managed the relationship with the top management of key corporate and institutional clients, contributing to the development of products and innovative financial solutions. Currently, Biagio is Head of Active Credit Portfolio Steering Head Office Department at Intesa Sanpaolo, reporting directly to the Group CFO. In this function he is responsible, at Group level, for credit portfolio management, credit strategies and NPL Plan activities. Previously, he set up and developed the Credit Solutions Group at Banca IMI with the aim of building a center of excellence for the structuring and management of the credit risk activities. The team has consolidated over the years results and leadership on the Italian market for securitization and transfer of illiquid risks. Prior to joining Banca IMI, Biagio has been Head of Business Development at Sanpaolo IMI and before Head of FIG - DCM at UniCredit. He started his career at Banca Commerciale Italiana as originator and senior structurer for asset based finance transactions and credit derivatives trades, after a 3 year training period for highly potential professionals. He graduated magna cum laude in Banking and earned an MBA at Stoà (ASFOR - Sloan School of Management - MIT, Program).

Francesco Giavazzi

Professor of Political Economy
Bocconi University
Francesco Giavazzi is professor of economics at Bocconi University and has been visiting professor at MIT (where he received his PhD in economics in 1978, after a degree in electrical engineering from the Politecnico di Milano) for over a decade. He has been a past visitor at the Federal Reserve Banks of Boston, Chicago, Minneapolis and New York. He has served as director general at the Italian Treasury in the 1990s responsible for debt management and privatizations; has been a member of the Strategic Committee of Agence France Trésor, an adviser to the President of the European Commission from 2000 to 2009 and an adviser to the Italian government for the 2012 Spending Review. He has also been a member of the External Evaluation Committee of the IMF Research Activities and conducted an evaluation of the Riksbank for the Swedish Parliament.

Giovanni Gilli

Intrum Italy
Giovanni Gilli, born in Milan on January 8, 1954, graduated with honors in Economics from Bocconi University, married with three children, is presently Charmain of Intrum Italy, the newly established joint-venture between the Intrum Group and Intesa Sanpaolo in the field of servicing of Non Performing Loans. Previously, reporting directly to the CEO, Giovanni worked for Intesa Sanpaolo Group (ISP) from 2002 to 2018, where since November 2014 he was the Head of Capital Light Bank (CLB), a newly established Business Unit with a headcount over 700, with the aim of managing the deleverage of a significant portfolio of non-core assets, including non-performing loans, repossessed properties, business units held for sale, financial participations, performing non-core portfolios. Total managed assets exceeded € 50 bill., more than half of which were reduced over the ’14-’17 Group Industrial Plan. During 2018 he promoted and finalized a landmark strategic partnership in the NPL field between ISP and the Swedish Intrum, European leader in credit recovery, implying a full integration of the two domestic recovery platforms and the disposal of a huge NPL portfolio. Up to November 2014, Giovanni was in ISP Head of the Strategic Operations and Special Projects Unit responsible for all M&A and Corporate Developments activities of the Group, as well as the management of projects of particular strategic importance. In this context, over 50 deals were finalized for a total value in excess of €30 billion, in addition to the successful achievement of the merge between Intesa and San Paolo in 2006, in which Giovanni played a key role. He previously worked at The Chase Manhattan Bank, McKinsey & Co., Euromobiliare and successfully conducted, as CEO of the Gabbianelli-Vogue Group, a Leveraged Buy-Out deal for the creation of a leading market player in the field of high-end ceramic tiles, accomplished with important value creation through the sale of the Group to a direct competitor.

Natalia Joubrina

Head of NPLs for Southern Europe
AnaCap Financial Partners
Ms. Joubrina is responsible for credit and real estate investments in Southern Europe and leads investments in Italy at AnaCap Financial Partners. Prior to joining AnaCap in 2019, Ms. Joubrina was a director with CarVal Investors, responsible for establishing the footprint in Southern Europe, sourcing and managing investments in distressed credit and real estate space focusing on NPL portfolio acquisitions and operating servicing platforms. Prior to 2013, Ms. Joubrina was with the Royal Bank of Scotland, responsible for origination and structuring of asset-backed, structured funding, capital and derivatives solutions for Southern European financial institutions and before that with ABN AMRO where she covered structured funding products. Ms. Joubrina received her MSc in Finance from London Business School and attained alumni status of Harvard University (AMDP executive program in Real Estate).

Pietro Lanza

General Manager and Blockchain Leader
IBM Italy
Pietro Lanza is General Manager of Intesa, an IBM Company. He takes care of positioning the company as a reference point in the implementation of strategic digital transformation projects, leveraging co-creation and co-innovation methodologies. He deals with the evolution of the company's product and service portfolio, promoting the development of new solutions and accelerating digital transformation powered by blockchain, Artificial Intelligence and IoT technologies. Before joining IBM in June 2018 and being appointed as Blockchain Director for the Italian Market, Lanza held several positions of increasing responsibility in the development and implementation of digital transformation solutions with focus on financial, insurance, telco and utilities sectors. He served as VP Global Sales & Marketing at Euronovate SA, a global player focused on digital identity solutions and, previously, he was Partner with responsibility for the financial services BU at Eurogroup Consulting, a European management consulting firm. He had the opportunity to grow his skills and business knowledge working for leading Italian and international banks such as Banca Sella, Credem Banca, Nordea Banking Group, Fineco Bank and Banca Mediolanum. He holds a Bachelor’s degree in International Finance from the University of St. Gallen (Switzerland), several postgraduate courses from the University of Stanford (USA), the Bocconi University (Milan, Italy) and the Luiss University (Rome, Italy). His numerous publications in international newspapers and magazines cover several topics such as technology and innovation policies, blockchain, studies on the determinants of innovation, technology and knowledge transfer, strategic management of intellectual property and finance for innovation. He currently serves as President of the Supervisory Board at Bwin-Party Gaming (Austria and UK).

Claudio Carlo Vernuccio

Chief Credit Management Officer
As from February 2018 Chief Credit Management Officer of doValue S.p.A., formerly doBank S.p.A.. As from March 2017 C.E.O of Italfondiario S.p.A., a Company of the doValue Group. From September 2015 to March 2017 was Director-General and from February 2013 to September 2015 Head of Asset Management. From 2012 to 2017 he was also C.E.O. of Italfondiario RE, a company of the Italfondiario Group specialized in the evaluation and management of real estate assets collateralizing loans now merged by incorporation into doRealEstate S.p.A. With more than 20 years’ experience in the financial sector, and specifically in non-performing loans, he has become particularly specialised in the area of real estate, taking part in numerous M&A transactions, business valuations, real estate assets, and public procurement procedures. Among other assignments, from 2004 to 2007, he was the Corporate Manager responsible for the Debt Recovery Service of BNL, part of the BNP Paribas Group. From 2001 to 2004, as COO of Italfondiario S.p.A. he was involved in the restructuring and transformation of the company into one of Italy’s leading servicers. On behalf of Fortress Investment Group, Italfondiario’s majority shareholder, he coordinated due diligence activities and the structuring of acquisitions, portfolio pricing, collateral valuation, and credit analysis for NPL portfolios. From 1999 to 2001 he took part in the acquisition, management and development of companies and credit portfolios in litigation on behalf of Investors including Finance S.p.A., the former ANCE financial company. He graduated in Business Economics at Università Cattolica in Milan and earned the EMBA Master at SDA Bocconi; he is Chartered Account and Auditor.

Michelangelo Margaria

Senior Vice President
Michelangelo Margaria is a Senior Vice President with Moody’s Structured Finance Group and is based in the Milan office. He manages the surveillance activity of structured finance ratings for RMBS, ABS and NPL in the EMEA region. He also directs Moody’s Structured Finance activity in the Italian market and led Moody’s strategy on NPL, having being involved in the NPL sector since 2002. Previously he was managing the New Rating RMBS team and before that he worked as a Senior Analyst rating securitisation transactions backed by different asset classes in various EMEA jurisdictions. He is also the author of various Moody’s research publications and Rating Methodologies. Before joining Moody’s at the beginning of 2002 Michelangelo Margaria worked in the Structured Credit Group at UBS in London. Mr. Margaria holds a laurea in engineering from the Polytechnic of Turin.

Domenico Martelli

Senior Director | Insight & Cloud Strategy
Oracle Italy
Domenico has almost 20 years’ experience in Financial Services, accrued in top tier strategic consultancies, international Banking groups and major technology providers. As Italy Leader of Oracle Insight & Cloud Strategy, he currently focuses on highly innovative and strategic deals on Italian top clients, based on Oracle Technology solutions. Prior to that, he spent 7 years with Unicredit, where in his last tenure he was Global Head for Credit Risk Planning, managing the Group’s long-term plan on Credit Risk Models and guiding complex transformation programs driven by regulatory requirements. Before Unicredit, he was Project Leader for Boston Consulting Group and a consultant for Bain & Company. Domenico holds a MBA from SDA Bocconi, Milan, and a MSc cum laude in Physics from Pisa University.

Pier Paolo Masenza

Territory Financial Services Leader & EMEA Value Creation
Pier Paolo is PwC Italy Financial Services Leader and EMEA Value Creation Leader. He has more than 30 years experience and has been a partner with PwC since 2003. He has an extensive knowledge in M&A, due diligence, and restructuringservices where he has served awide range of Italian and International Corporates, Banks and Investors, both on the buy and sell side, and as financial and industrial advisor. Pier Paolo has a consolidated experience in Banks, NPL, Corporate Investment Banking, Asset Management and Real Estate. Recently he played an active role in the NPL debate and the implementation of the ECB guidelines in the NPL framework. Author of numerous studies and publications in the banking and financial field (Sole 24 Ore and Milano Finanza) and chief editor of PwC periodic publication on NPL, as well as active participations, as a speaker, in technical conferences organized by leading associations and study centers (ABI, AREL, etc.). He holds a bachelor degree summa cum laude in a Business Administration from the University “La Sapienza” in and is a fellow of the Italian Chartered Association of Certified Accountants and a registered auditor in Italy.

Fabrizio Pagani

Global Head of Economics and Capital Market Strategy
Fabrizio Pagani is since June 2018 Global Head of Economics and Capital Market Strategy at Muzinich&Co. For the past four years, he was Chief of Staff of the Italian Minister of Economy and Finance, Pier Carlo Padoan. Within the Letta Cabinet, he served as senior counsellor and G20 Sherpa to Italy’s Prime Minister. In these roles he was in charge of policies on budget, banking and capital market reform, privatisation and attraction of foreign investment. Previously he has been Head of the Sherpa Office of the OECD in Paris and Special Political Counsellor to the OECD Secretary-General. He is currently board member of several companies, including ENI. Fabrizio Pagani studied international relations at the Sant’Anna School in Pisa and completed his Master's degree in International and European Law at the European University Institute.

Ugo Pastori

Head of Strategic Planning
Ugo Pastori joined FinScience in 2017 as a Director of Strategic Planning in charge of the scoring and quantitative projects of the firm; he is also a partner of the holding company Datrix S.p.A with the responsibility of the growth strategy of the Group. Ugo has more than 30 year experience in the financial sector; he was previously CEO of Thalia, the competence center for hedge fund investing of the Generali Group in Switzerland and worked as an insurance equity analyst in London from 1995 to 2002, where he became a managing director in the equity research business of Hoare Govett Abn Amro. He graduated with Laude in Business Administration at Università Bocconi in Milan and completed his MSc with merit at the London Business School.

Gianandrea Perco

Chief Executive Officer and General Manager
DeA Capital Alternative Funds SGR
Gianandrea Perco, is the Chief Executive Officer and General Manager of DeA Capital Alternative Funds SGR since June 2017, the largest Italian alternative asset management platform with over Euro 2.5 bn of AuM. From August 2015 to June 2017 he was Director of Strategy and Management of existing shareholdings at DeA Capital S.p.A. supporting the top management in strategic investments, divestments and management of the portfolio. From 2013 to July 2015 he was Partner at PwC Italy heading the M&A team. In 2011 he joined FondiariaSai as Deputy General Manager with the responsibility of the Real Estate business, of the diversified businesses and of the M&A team. In 2001, he started his experience in UniCredit where he has developed his career for 10 years in the Corporate and Investment Banking division, heading the Italian Corporate Finance Advisory team and the Multinational Financing team. He graduated with full marks with honors in  Business Administration at Università Commerciale Luigi Bocconi in Milan.

Meri Rimmanen

Head of Reporting, Loan Management and Trasparency
European Banking Authority
Meri Rimmanen is Head of Reporting, Loan Management and Transparency unit at the European Banking Authority (EBA). The unit is leading the work on supervisory reporting and Pillar 3 transparency, loan management and NPLs as well as valuation. She joined the EBA in 2011 as a bank sector analyst in the risk analysis unit. Before she worked for two years in the predecessor of EBA, the Committee of European Banking Supervisors. She joined CEBS after working for 8 years with the Finnish Financial Supervision Authority. Meri is Co-chairing the EBA’s NPL Task Force who is responsible for all the EBA’s NPL related work.

Lucia Savarese

Head of Non Performing Exposures
Banca MPS
Lucia Savarese was born in Pompei Naples on March 30th, 1964. She is involved in restructuring management since 2006, with 10 years of experience in this field and in particular in bankruptcy, pre insolvency workout agreement. Role in MPS: Head of ‘Direzione Crediti Non Performing’, she is also a member of the Board of Directors in MPS Capital Services Banca per le Imprese S.p.A. Previous experience: She joined Banca Monte dei Paschi di Siena in 1990 where she covered many different positions always dealing with lending and credit management Other experience: - From February 2013 Lucchini S p A in Amministrazione Straordinaria, m ember of the supervisory board - From May 2014 to November 2014 MPS Capital Services Banca per le Imprese S p A m ember of the board of directors - From August 2012 to April 2013 MPS Gestione Crediti Banca S p A m ember of the board of directors Education: Master’s degree from University of Siena in Economics and Banking (Scienze Economiche e Bancarie).

Riccardo Serrini

Prelios Group
Riccardo Serrini joined Prelios in 2011. He's Prelios Group General Manager and CEO of Prelios Credit Servicing. He was previously General Manager and CIO of Prelios SGR. With 22 years of professional experience, 15 of which in real estate finance, he originated, structured, distributed and managed over 12 billion euro worth of equity, quasi-equity and debt transactions, securitizations (CMBS/RMBS) and NPL acquisitions. He had previously been CEO and Chairman of ING Real Estate Investment Management SGR and of the main investment vehicles, Fund Director of Italian Retail Fund and Head of Business Development. From 2005 to 2008 he worked as Head of SPG Italy at Morgan Stanley International Bank and, previously, as Global Head of Real Estate Finance at Intesa San Paolo. He graduated in Business Administration at Università Bocconi of Milan.


Federico Strocchi

Vice Chairman
FBS S.p.A.
In 2019 Federico has become Vice Chairman of FBS Spa, following the recent acquisition of the majority stake from Banca IFIS and the consequent creation of the biggest 100% Italian NPL secured and unsecured servicer. Since September 2016 he has held the role of FBS SpA Chairman, one of the main Italian non-performing loan servicing companies, focusing in particular on the development of the NPE market opportunities and relations with national banking institutions, primary international investment funds and businesses active in the industry. In 2012 - 2013 he contributed to the creation of a partnership, operating in the NPL sector, between two primary servicers, French firm ICADE and German firm IMMOFORI. In 2006 he oversaw the establishment of FBS Green SpA, a company that was active in the verification of salary-backed loan feasibility. In 2006 he oversaw the establishment of FBS Real Estate SpA, a real estate valuation company, first taking on the role of Chief Executive Officer and subsequently the position of Chairman. From 2003 - 2016 Federico held the role of Managing Director of FBS SpA. In 2002 - 2003 he gained experience in major international finance firms such as the Cargill Financial Markets Group, Paris, where he dealt with securitisation, financial transactions for the purchasing of NPLs and the development of real estate, and Capitalia SpA, London, where he dealt with financing and development of investment opportunities in the Real Estate and NPL markets. In 2001, after obtaining a degree in Law from the University of Bologna, Federico Strocchi began his career as a lawyer focussing on banking litigation, as well as real estate, property and financial contracts. He also dealt with various aspects of company and commercial law.

Bruna Szego

Head of the Regulation and Macroprudential Analysis Directorate
Banca d'Italia
Born in Savona on 29 July 1966, she is married with two children. In 1989 she graduated with honours in Law from the LUISS University in Rome, defending a thesis on commercial criminal law. She is qualified to practise law. She joined the Bank of Italy at its Head Office in 1990 working for the Supervision Area, where she helped devise the domestic and European framework for non-bank financial intermediation and contributed to drafting the Consolidated Laws on Banking and on Finance. In 1999 she moved to the Law and Economics Unit, where she carried out analysis and research on corporate governance, civil justice, and finance for growth. She was involved as national expert in European projects concerning corporate and financial markets law, and played a part in the reform of Italian corporate law and bankruptcy law. Returning to the Supervision Area in 2007, the following year she was appointed Head of Division in the Supervisory Regulations and Policies Department; in this capacity, among other things, she was responsible for regulations for bank corporate governance, remuneration systems and protection of bank customers. She joined the senior management of the Regulation and Macroprudential Analysis Directorate in 2014 where she was responsible for coordinating the work to implement the new European rules on bank crises. She became Deputy Head of the Directorate in 2016. She has published articles and papers on her areas of interests, spoken at numerous conferences and appeared on behalf of the Bank at Parliamentary hearings. She has been a member and President of the Bank of Italy’s recruitment boards for new graduates. She has represented the Bank on a number of occasions, at European level as well. She is currently alternate member of the Single Resolution Board set up within the Single Resolution Mechanism. She is also a member of the EBA Resolution Committee. She became Head of the Regulation and Macroprudential Analysis Directorate on 26 January 2017.

Francesco Vovk

Born in 1975,  he holds a Master’s degree in Economics from the Bocconi University of Milan. He has consolidated his career in the debt collection industry by managing the reorganisation of processes in the company in which he is currently Member of the Board. His company is among those pioneers ones  which were committed to the establishment of UNIREC more than 20 years ago. From 2015 to 2018 he was member of the Association Board of Directors, in charge of the portfolio Business Training. In this role he has developped several cooperation projects with some of the most important  Italian  Universities, aimed at implementing e-learning and professional courses.  On May 23, 2018 he was elected President of UNREC.